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A standby generator is the most expensive way to keep the lights on, and also the most effortless. The Generac Guardian series, air-cooled units typically from about 10kW to 26kW that run on natural gas or propane, turns on automatically within seconds of an outage and powers selected circuits or the whole house. Whether it is worth buying comes down to your outage history, your fuel source, and what the installation will really cost. This review walks through the numbers.

How standby differs from portable

A standby generator is permanently installed on a concrete or composite pad, connected to natural gas or a large propane tank, and wired through an automatic transfer switch. When grid power fails, the switch disconnects the utility, starts the generator, and transfers load, usually within 10 to 30 seconds. When power returns, it switches back and shuts down. The unit also exercises itself on a schedule so problems are caught before an outage.

Sizing by home type

Sizing depends on loads, not square footage alone, but these ranges show what installers commonly recommend.

Home profile Typical size What it covers
Essentials only (fridge, furnace, sump, lights) 10-14kW Selected circuits
Mid-size home with one central AC 16-20kW Most of the house
Larger home, two ACs, electric dryer 22-26kW Whole house with load management
All-electric home with heat pump and range 24kW+ with load shedding Whole house, managed

Real installed cost

The generator itself is only part of the bill. Ranges below are typical and vary widely by region.

Cost component Typical range
Generator unit $4,000-$8,000
Automatic transfer switch $500-$1,800
Pad, electrical labor, wiring $1,500-$4,000
Gas line or propane tank setup $500-$3,000+
Permits and inspections $100-$600
Installed total ~$7,500-$17,000

Annual maintenance with oil, filters, spark plugs, and a service check commonly runs $150 to $400.

When it is worth the money

Standby makes the most sense when:

  • Outages are frequent or long, such as several multi-day events per year from storms or ice.
  • Someone depends on power for medical equipment, like oxygen concentrators or powered beds.
  • You travel often and cannot be home to start a portable generator and protect a sump pit or frozen pipes.
  • Natural gas is available, eliminating fuel logistics entirely.
  • The home has high-value risks, such as a finished basement relying on a sump pump.

For a household that sees one or two short outages a year, a portable dual-fuel generator with an interlock delivers most of the benefit for 15 to 25 percent of the cost.

Fuel consumption

A 20kW-class unit at half load commonly burns roughly 200 to 250 cubic feet of natural gas per hour, or about 2 to 2.5 gallons of propane per hour. On propane, a 500-gallon tank filled to 80 percent holds about 400 gallons, which is roughly 7 to 8 days of continuous half-load running. Natural gas supply is effectively unlimited unless the gas utility is disrupted.

Noise and placement rules

Air-cooled standby units typically operate around 60 to 70 dBA at a normal distance, lower during weekly exercise. Local codes set clearances from windows, doors, and property lines, commonly several feet from the house and farther from openings, so the installer will determine placement. Proper clearances protect against carbon monoxide entering the home. CO alarms remain essential.

Resale and insurance

Standby generators can add appeal in storm-prone markets, and some insurers offer modest premium discounts. These are secondary benefits, not reasons to buy on their own.

Questions to ask installers

Get at least three quotes, and ask each installer the same questions so the numbers are comparable. Did they perform a load calculation or simply size by square footage? Does the quote include the gas meter upgrade, if the utility requires one, and the permit fees? Is a load management module included for the AC or dryer? Who handles the utility and inspection scheduling? What does the first-year service plan cost, and is the installer an authorized service dealer for warranty repairs? Quotes that look cheap often leave out the gas line run or the meter upgrade, which can add $1,000 or more later.

FAQ

How long does a standby generator last?

With regular maintenance, air-cooled residential units commonly last 10 to 20 years or around 2,000 to 3,000 run hours, depending on usage and climate.

Can a standby generator run the whole house?

Yes, with enough capacity and often a load management module that temporarily sheds large appliances like AC or a dryer when demand spikes.

Bottom line

The Generac Guardian standby is worth buying if you face frequent or long outages, have natural gas or a large propane tank, or have critical loads that cannot wait for someone to start a portable. For occasional short outages, a portable dual-fuel generator with a transfer switch offers far better value.

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